Daniel Prescott is a founding partner of Prescott Pailet Benefits. He is one of the industry’s foremost consultants on employee benefits programs, expert in estate planning protection, key executive insurance programs, and individual life insurance and disability needs. Since launching his insurance career in 1982, he has retained more than 90 percent of clients. He and his team have established relationships with more than 620 businesses.

New Year, New Healthcare Approach

With 2014 underway, healthcare predictions for the new year seem to be ubiquitous. It is essential that employers stay informed on healthcare changes to avoid struggling with the complexity of the healthcare reform laws. Full Story

What the ACA Insurance Mandate Delay Means for Employers

Note: The mandates discussed in this article are subject to change. There is no question that it has been an interesting few months for the healthcare industry. While the general public was just starting to understand the complexities of the Affordable Care Act, the employer mandate to offer coverage to employees who work 30 or more hours per week was delayed until 2015. This left many employers understandably wondering how their requirements and responsibilities were going to change. Here is a clear breakdown of what specifically was delayed: – Employer mandate to offer coverage to employers who work on average… Full Story

Embrace the Rise of Healthcare Mobile Technology

With the touch of a button, a smartphone gives us access to nearly an infinite amount of information and capabilities completely unheard of only a decade ago. Mobile technology has made leaps and bounds over the last few years due to the rising popularity of trendy games, social networking apps and video streaming. Believe it or not, 1.2 billion smartphones will enter the market over the next five years. One particular industry that mobile technology growth has directly affected is the healthcare industry. These easy-to-use health management apps make taking care of you and your family’s health a snap! Most… Full Story

Targeting Insurance Benefits Info for Multiple Generations of Employees

For the first time in history, four generations are in the work force—matures, baby boomers, Generation X, and Generation Y. These different groups all have different communication preferences. So how can an employer find a way to successfully present benefits information on an individual basis? The answer is a smart communications strategy that not only understands the different generations but also helps benefits brokers work with employees once they enroll in their company’s benefits plans. A company’s health benefits plan is only as attractive as their employees perceive it to be. If employees are confused by their benefits package, the work… Full Story